New Micro Farm policy brings insurance option to local food growers

Oct. 6, 2021

ST. PAUL – Minnesota Farmers Union (MFU) encourages members who grow fruits, vegetables and other specialty crops to contact their local crop insurance agent to learn more about the new Micro Farm insurance policy, announced today by the U.S. Department of Agriculture (USDA).


“There has long been a lack of insurance options for fruit and vegetable growers and those farmers who sell directly to consumers,” said MFU President Gary Wertish. “All farmers need insurance options to manage their operations, especially in years like this when so many Minnesota producers were adversely impacted by drought. We are hopeful this brings an affordable option to a historically underserved market.”


The new Micro Farm insurance policy is offered through the Whole-Farm Revenue Protection program. It is geared specifically to farmers who sell direct to consumers. USDA highlights two provisions that increase access to the program:

  • No expense or individual commodity reporting needed, simplifying the recordkeeping requirements for producers.
  • Revenue from post-production costs, such as washing and packaging commodities and value-added products, are considered allowable revenue.


The Micro Farm policy is available to producers who have a farm operation that earns an average allowable revenue of $100,000 or less. The policy is available beginning with the 2022 crop year.


About Minnesota Farmers Union

Minnesota Farmers Union works to protect and enhance the economic interests and quality of life of family farmers and ranchers and rural communities. MFU is a nonprofit membership-based organization. Membership is open to everyone. Learn more and join at and follow MFU on Facebook, Twitter and Instagram.


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